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  • Mortgage Team
  • Calculators
    • Payment Amortization
    • Rent vs Own
    • Annual Percentage Rate
    • Debt Consolidation
    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
    • Tax Savings
  • Contact Us
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FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

NMLS# 466209    |     FAIR LENDER     |     FAIR HOUSING     |      PRIVACY POLICY

Federally insured by NCUA.  Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.

3300 N White Sands Blvd, Alamogordo, NM 88310

575-443-7035

mortgages@oterofcu.org

NMLS# 466209    |     FAIR LENDER     |     FAIR HOUSING     |      PRIVACY POLICY

Federally insured by NCUA.  Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.